Case ID Confidential: woman sues car dealership for wrongfully reporting her car transaction to credit bureaus as a "repossession" when she had in fact returned the car to the dealer because the dealer switched cars on her before delivery. Settlement: $275,000.00.

Case ID Confidential: victim of identity theft has fraudulent mortgage posted to his credit report. ID theft victim tries repeatedly to clean up derogatory credit reference to no avail. Victim sues bank as well as one of the major credit bureaus. Settlement: $105,000.00.

Case ID Confidential: law firm places client’s account with a collection company, and collection company places derogatory marks with one of the three major credit bureaus against client’s sister but not against client. Client sues one of the three major credit bureaus for not taking the derogatory information off of her credit report even after the law firm wrote to the credit bureau to clean up the sister’s credit. Settlement: $95,000.00.

Case ID Confidential: one of the three major credit bureaus inaccurately places numerous “hard inquiries” on client’s credit report, which lowered his credit score. (A “hard inquiry” is an inquiry on a person’s credit report when he or she applies for credit, and a “hard inquiry” lowers a person’s credit score. A “soft inquiry” is when an existing creditor or credit bureau simply looks at the credit report for an account review. “Soft inquiries” do not lower credit score.) Client sued one of the major credit bureaus. Settlement: $75,000.00.

Case ID Confidential: man with mental age of a 12-year old suffers identity theft; credit card company reports him derogatorily to the credit bureaus and refuses to correct the derogatory credit entries when he disputes. Settlement: $75,000.00.

Case ID Confidential: car dealership accesses consumer's credit report without his permission and after he specifically told dealership not to access his credit report: Settlement: $30,000.00.

Case ID Confidential: bank continues to access consumer's credit report after the bank loan had been discharged in bankruptcy, without consumer's permission. Settlement: $25,000.00.

Case ID Confidential: health care provider wrongfully reports one of its subscribers as being late on medical bills she never incurred. Settlement: $29,000.00.

Case ID Confidential: credit bureau and debt collector report derogatorily against a consumer who is unable to get the bureau to remove the derogatory credit marks. Settlement: $12,000.00.

Case ID Confidential: car dealer fails to transfer title when consumers trade in their old vehicle. Old vehicle then gets parking tickets, which collection company tries to collect against consumers. Collection company reports unpaid parking tickets to the consumers' credit reports. Settlement: $27,500.00.